This study aims to highlight the effective role played by Islamic banks by activating the role The social and investment endowment funds in order to achieve the social and economic development of the country،  The Islamic view of social development as a basis, and economic development does not bear fruit unless it is taken into account It tries to raise the standard of living of society through its investment policies Research on the importance of endowment in the social life of individuals, as it contributes to achieving social stability.

 The lack of a spirit of discontent in society by achieving a kind of equality among its members, and it also contributes greatly In promoting the economic development of the country, Islamic banks can play this major role by Through many financing formulas that are compatible with Islamic Sharia and its purposes, but activating this role The developmental endowment in Islamic banks is subject to many constraints and difficulties that impede its path  Social, including harming the will of the endowment and its conditions, and the challenge associated with taking into account the interest of the beneficiaries of the endowment As we indicated in the research, for this we must find solutions and measures that enable us to face these difficulties Those solutions that we have reached to develop and enhance the social activity of Islamic banks in general are:

 Attempting to innovate tools and products with modernity in light of economic changes, and creating a bank institution The endowment is among the special measures that enable the development of the social and economic activity of the endowment and keeping pace with economic developments.